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Florida Highwaymen Paintings on Display at City Hall

Florida Highwaymen Paintings on Display at City Hall

first_img Support conservation and fish with NEW Florida specialty license plate Please enter your name here FROM THE CITY OF APOPKAThe Florida Highwaymen have arrived! The City of Apopka is hosting a new art display with paintings from Florida Highwaymen member Robert Butler and his three daughters.The collection features original paintings and reproductions from Butler – one of 26 African-American artists widely respected for their landscapes of Florida – as well as works from daughters Dorene, Aletha and Angela. The art is on display throughout February at Apopka City Hall, 120 E. Main St.Robert Butler, who died in 2014 at the age of 70, worked at a hospital and started painting professionally in 1963. He initially drove around the state, selling each of his paintings for $15 to hunters and fishermen. He taught himself to paint in oils and acrylics.He – like other Highwaymen – focused on nature scenes from around Florida. His paintings gained popularity and eventually sold for thousands. Sales helped Butler to support his family of nine children – nearly all who learned painting from him and continued to paint as adults. Several of the them became professional artists.Dorene Butler-Bennett, who coordinated the art display in Apopka, fondly remembers how her father shared painting techniques yet encouraged his family to follow their own direction with art subjects. The father’s influence is significant in the next generation’s painting styles.Two of his six sons began selling their own artwork by the age of 15. Dorene, who teaches art and paints professionally, said she has explored abstract painting yet she often follows her father’s fondness for nature settings in Florida.“It feels like a responsibility – if I didn’t do it, I would be missing something,” she explained.Dorene, 49, from Orlando, was just as influenced by her siblings: “When I got older, I started feeling the peer pressure. Just being around all of my brothers and sisters and seeing their different styles of painting made me improve my own style and find a style that belongs to me.”She travels a lot for her artwork. She hopes to make a 66-day trip around Florida reminiscent of her father’s travelling days. She operates an online gallery (www.butlersartenterprise.com) and wants to open a gallery in Winter Park someday. The Anatomy of Fear TAGSDoreen Butler-BennettFlorida HighwaymenRobert ButlerThe City of Apopka Previous articleApopka City Council Seat 4 Candidate Q&A – Week 5Next articleFirst Baptist of Sweetwater Takes on Politics Denise Connell RELATED ARTICLESMORE FROM AUTHOR Save my name, email, and website in this browser for the next time I comment. Share on Facebook Tweet on Twitter LEAVE A REPLY Cancel reply Free webinar for job seekers on best interview answers, hosted by Goodwill June 11 Please enter your comment! You have entered an incorrect email address! Please enter your email address herelast_img read more

House Nieuwegracht / Rocha Tombal Architects

House Nieuwegracht / Rocha Tombal Architects

first_imgArchDaily Projects Photographs:  Christian RichtersText description provided by the architects. The commission consists in the transformation of a monumental building from the 17th century which until 1948 was used as a community centre from the “Nicolai-church”. The monument was originally built with two parts: the front-house which received later an art-deco façade and, separated by a patio, the back-house and garden. Save this picture!© Christian RichtersRecommended ProductsEnclosures / Double Skin FacadesRodecaRound Facade at Omnisport Arena ApeldoornDoorsEGGERWood Laminate Doors in Molecular Plant Science InstituteDoorsVEKADoors – VEKAMOTION 82Enclosures / Double Skin FacadesIsland Exterior FabricatorsCurtain Wall Facade SystemsIn the last decades several renovations took place which destroyed the clarity of these spaces. The situation in which we found it, with plenty of small divisions, allowed almost no contact between the front and back parts. The living functions were concentrated on the extreme facades enjoying the natural light, while the areas in between were to dank to be used creating a central barrier. The clients wished to create one united space with good light conditions. Save this picture!1st floor planBy removing some of the inside walls and enlarging the doors towards the patio, the natural light was finally allowed to penetrate the centre of the house; in this way, and now enjoying the total space, new distribution alternatives were made possible. Finally, in order to connect front and back in visual and physical ways, we proposed to design a continuous organic closet from front to back, where all facility’s inclusive staircases were introduced.Save this picture!© Christian RichtersProject gallerySee allShow lessGymnasium ‘Palais des Sports de Loudéac’ / Bohuon Bertic ArchitectesArticlesZaldibar Kindergarten / VAUMMArticles Share House Nieuwegracht / Rocha Tombal Architects CopyAbout this officeRocha Tombal ArchitectsOfficeFollow#TagsProjectsBuilt ProjectsSelected ProjectsResidential ArchitectureHousesDabasUtrechtInteriorsResidentialRefurbishment3D ModelingThe NetherlandsPublished on May 26, 2012Cite: “House Nieuwegracht / Rocha Tombal Architects” 26 May 2012. ArchDaily. Accessed 11 Jun 2021. ISSN 0719-8884Read commentsBrowse the CatalogShowershansgroheShower MixersVinyl Walls3MVinyl Finish – DI-NOC™ Abrasion ResistantPartitionsSkyfoldIntegrating Operable Walls in a SpaceLightsVibiaLamps – NorthCultural / PatrimonialIsland Exterior FabricatorsSeptember 11th Memorial Museum Envelope SystemSkylightsVELUX CommercialAtrium Longlight, DZNE GermanyHanging LampsLouis PoulsenLamp – PH ArtichokeTiles / Mosaic / GresiteHisbalitMosaic Tiles – TexturasAcousticMetawellAluminum Panels – Acoustic SailsMineral / Organic PaintsKEIMTiO2-free Mineral Paint – Soldalit®-ArteWall / Ceiling LightsA-LightWall Grazer Concealed LightsDoorsBuster and PunchDoor Hardware – Pull BarMore products »Read commentsSave想阅读文章的中文版本吗?Nieuwegracht社区中心 / Rocha Tombal Architects是否翻译成中文现有为你所在地区特制的网站?想浏览ArchDaily中国吗?Take me there »✖You’ve started following your first account!Did you know?You’ll now receive updates based on what you follow! Personalize your stream and start following your favorite authors, offices and users.Go to my stream CopyHouses•Utrecht, The Netherlands “COPY” ShareFacebookTwitterPinterestWhatsappMailOrhttps://www.archdaily.com/238135/house-nieuwegracht-ana-rocha-architects Clipboard Year:  ShareFacebookTwitterPinterestWhatsappMailOrhttps://www.archdaily.com/238135/house-nieuwegracht-ana-rocha-architects Clipboard Photographs “COPY” House Nieuwegracht / Rocha Tombal ArchitectsSave this projectSaveHouse Nieuwegracht / Rocha Tombal Architects Area:  400 m² Year Completion year of this architecture project Architects: Rocha Tombal Architects Area Area of this architecture project The Netherlands Save this picture!© Christian Richters+ 29 Share Houses 2012last_img read more

Salariyeh Residential Building / Heram Architects

Salariyeh Residential Building / Heram Architects

first_imgArchitects: Heram Architects Area Area of this architecture project Apartments ShareFacebookTwitterPinterestWhatsappMailOrhttps://www.archdaily.com/906898/salariyeh-residential-building-heram-architects Clipboard CopyAbout this officeHeram ArchitectsOfficeFollowProductsWoodSteelConcrete#TagsProjectsBuilt ProjectsSelected ProjectsResidential ArchitectureHousingApartmentsBuildingsResidentialQomIranPublished on December 03, 2018Cite: “Salariyeh Residential Building / Heram Architects” 03 Dec 2018. ArchDaily. Accessed 11 Jun 2021. ISSN 0719-8884Browse the CatalogShowerhansgroheShowers – RainfinityGlass3MGlass Finish – FASARA™ GeometricPartitionsSkyfoldVertically Folding Operable Walls – Zenith® Premium SeriesMetal PanelsTECU®Copper Surface – Patina_VariationsBeams / PillarsLunawoodThermowood Frames and BearersMembranesEffisusFaçade Fire Weatherproofing Solutions in Design District Project LondonSkylightsVELUX CommercialModular Skylight Ridgelight in Office BuildingSwitchesJUNGLight Switch – LS PlusCurtain WallsRabel Aluminium SystemsSpider System – Rabel 15000 Super ThermalWindowspanoramah!®ah! Soft CloseWoodAustralian Sustainable Hardwoods (ASH)American Oak by ASHChairs / StoolsOKHADining Chair – BarnettMore products »Save世界上最受欢迎的建筑网站现已推出你的母语版本!想浏览ArchDaily中国吗?是否翻译成中文现有为你所在地区特制的网站?想浏览ArchDaily中国吗?Take me there »✖You’ve started following your first account!Did you know?You’ll now receive updates based on what you follow! Personalize your stream and start following your favorite authors, offices and users.Go to my stream Salariyeh Residential Building / Heram Architects Morteza Alinia Moghadam, Hmaid Babaei Save this picture!© deed studio+ 53Curated by María Francisca González Share ShareFacebookTwitterPinterestWhatsappMailOrhttps://www.archdaily.com/906898/salariyeh-residential-building-heram-architects Clipboard Manufacturers: Grohe, AGT, Avana Stone, Thermoarena, Vista Best Year:  CopyApartments, Residential•Qom, Iran Area:  3600 m² Year Completion year of this architecture project Client:Salar NikoogoftarDesign Team:Elika Zarei, Bahareh Sheisi, Marziyeh Golshahi, Andisheh Oskuyi, Fatemeh Asad Soleymani, Ehsan Kazerooni, Kazem RezayaniCity:QomCountry:IranMore SpecsLess SpecsSave this picture!© deed studioRecommended ProductsEnclosures / Double Skin FacadesFranken-SchotterFacade System –  LINEAEnclosures / Double Skin FacadesAlucoilStructural Honeycomb Panels – LarcoreEnclosures / Double Skin FacadesRodecaRound Facade at Omnisport Arena ApeldoornWoodBlumer LehmannFree Form Structures for Wood ProjectsCriteriaSalariyeh is a residential building that has been formed in the city of. The buildings that are formed in the urban context & body in regard to the criteria and regulations of the municipality have different challenges and limitations. These projects typically have the same facade dictated and certain plans, that prevent any dynamism and spatial quality within and out of the project, as well as the connection between the interior and exterior of the building, is not created.Save this picture!© deed studioSave this picture!Diagram 2Save this picture!© deed studioBackgroundThe project is located in the city of Qom. religious beliefs like “privacy” and “lack of visibility from the exterior into the building” play an important role in urban decision making and neighborhood relationships.Save this picture!© deed studioSave this picture!Section ASave this picture!© deed studioDesignsThe design stages of the slow-moving project were formed as a research within a specific context. The formation of console systems and how to deal with them (which was a challenge to urban criteria), as well as the depth of the project, came up with other layers of issues and potential of the project. Layers that have been influenced by progress in the design process, social, cultural, structural, and even project implementation details.Save this picture!© deed studioIn this way, the design of the urban wall of the project was considered as a wall that incorporates internal functions, plans, privacy and criteria. in an interactive dialogue, it has its impact interior and exterior of the building. Finally, the project represented itself as an integrated form in the urban uniform context which has an independent identity relative to the surrounding context.Save this picture!© deed studioProject gallerySee allShow lessMO House / DFORMSelected ProjectsSian Memorial Park / IROJE Architects & PlannersSelected ProjectsProject locationAddress:Qom, Qom Province, IranLocation to be used only as a reference. It could indicate city/country but not exact address. Share “COPY” “COPY” Iran Photographs Lead Architects: Projects Salariyeh Residential Building / Heram ArchitectsSave this projectSaveSalariyeh Residential Building / Heram Architects Photographs:  deed studio Manufacturers Brands with products used in this architecture project 2018 ArchDailylast_img read more

Panthers aim to carry momentum second time through district

Panthers aim to carry momentum second time through district

first_imgAbortion access threatened as restrictive bills make their way through Texas Legislature ReddIt Fort Worth set to elect first new mayor in 10 years Saturday TCU athletes are “SPARK-ing” an interest in Fort Worth area students printThe Paschal Panthers’ thrilling walk-off victory against Arlington Tuesday evening showed coach Darrell Preston just how well his team can play when his players support each other.“They were doing it for each other and pulling for one another,” said Preston. “I think we had all 19 guys contribute in some way during that win.”The win vaulted the Panthers into the playoff picture. Preston said it was a huge win, but he would like to create some distance between his team and their pursuers in the standings.As the second time through the division begins Friday evening, Paschal (8-7, 5-2 Dist. 4-6A) is one game out of first place. The team will try to extend its two-game win streak as it hosts the North Crowley Panthers (11-5, 4-3).“North Crowley got us already once,” said Preston. “We have to come prepared and ready to give them a game.”The first time they met, North Crowley outdueled Paschal to a 3-2 win. But which North Crowley offense will show up Friday evening? Last Thursday the team scored 20 runs against Arlington Sam Houston, but the next game the Panthers were shut out by Arlington Martin.Coach Preston said he plans to work on defense this week after his team made three errors in Tuesday’s game.“I think both teams had about 10 different ways they could have lost that game,” said Preston. “We preach just to make the routine plays and if you do that then you win ball games.”Junior Drew Medford is the probable starting pitcher for Friday. Medford played catcher in Tuesday’s win and finished 5-for-6 with two doubles and four RBIs. He also picked off a runner at first to end a threat in the eighth inning.“When he’s behind the plate, I leave it up to him,” said Preston. “He is so accurate with his throws that you hardly ever see one go awry.”Arlington Martin and Arlington Lamar also play each other Friday evening. The winner will stay in first place while the loser will fall a game behind. Paschal will need a win in order to keep pace with the district lead. First pitch is slated for 7 p.m. in Fort Worth. Twitter Facebook Previous articlePaschal softball aiming high against lowly TexansNext articleArtists relish opportunity at Main St. The 109 RELATED ARTICLESMORE FROM AUTHOR Stories from the polls: Election Day in The109! The 109 Grains to grocery: One bread maker brings together farmers and artisans at locally-sourced store Linkedin ReddIt Twitter The 109https://www.tcu360.com/author/the-109/ + posts Facebook The 109https://www.tcu360.com/author/the-109/ Linkedin The 109https://www.tcu360.com/author/the-109/ TCU athletes are “SPARK-ing” an interest in Fort Worth area students Fort Worth braces for more severe weather The 109https://www.tcu360.com/author/the-109/last_img read more

Charting the Path Forward

Charting the Path Forward

first_img Share Save Joey Pizzolato is the Online Editor of DS News and MReport. He is a graduate of Spalding University, where he holds a holds an MFA in Writing as well as DePaul University, where he received a B.A. in English. His fiction and nonfiction have been published in a variety of print and online journals and magazines. To contact Pizzolato, email [email protected] in Daily Dose, Featured, Headlines, Print Features  Print This Post About Author: Joey Pizzolato Previous: Buffett: Wells Fargo CEO Has My Faith Next: Unraveling the Equifax Data Breach Demand Propels Home Prices Upward 2 days ago The Week Ahead: Nearing the Forbearance Exit 2 days ago Tagged with: hurricane harvey Hurricane Irma Hurricane Maria Demand Propels Home Prices Upward 2 days ago Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Editor’s Note: This article was originally featured in the October issue of DS News, available now.The housing market is no stranger to disaster—especially Hurricanes. In the last two decades, Hurricanes Sandy, Katrina, Rita, Andrew, and Wilma have all had disastrous effects on the housing market, and more importantly, on homeowners. But 2017 brought to light new challenges facing the industry: Hurricane Harvey, a record-breaking storm, and Hurricane Irma that followed barely a week later on the coat-tails of its predecessor, highlighted new challenges that have been otherwise overlooked. Land Fall It was no surprise that Hurricane Harvey was going to have massive, substantial effects on the city of Houston as it creeped across the Gulf of Mexico toward Texas. But, even with predictive models, the ensuing fallout was unprecedented, and even under the clear-minded eye of hindsight, there was no way to truly predict the aftermath of the storm. Harvey made landfall on August 25, 2017, and was the first Category 4 hurricane to directly strike the continental United States since Hurricane Ike in 2008, with sustained winds averaging 145 miles per hour. And while most hurricanes continue to move inland, losing force and strength without the support of the warmer waters of the ocean, Harvey lingered over southeast Texas, retreating to the sea and gathering strength, and dumping nearly 50 inches of rain over the course of nine days, which is just above the annual rainfall average for the region—49.76 inches—as recorded by Houston’s Bush Intercontinental Airport.  According to Black Knight Financial Services, there was an estimated 1,180,000 mortgaged properties in areas designated disasters zones by the Federal Emergency Management Agency (FEMA), with only 20 percent of those homes possessing vital flood insurance. Moody Analytics estimated damages between $51 and $75 billion. And then, not a week later, Hurricane Irma emerged in the Atlantic basin, a Category 5 hurricane, and the strongest ever recorded by the National Oceanic Atmosphere Administration, with sustained winds at 185 miles per hour, second only to Hurricane Allen in 1980, which recorded 190 mph winds. Further, the storm’s sheer size was awe-inspiring: at over 400 miles wide it stood double the width of the Florida peninsula—and on a direct course to swallow the state. A new mandate fell in the limelight: what could the industry, and the country, do to mitigate further loss of assets and lives, even with the understanding that the full extent of damages as a result of Hurricane Harvey was weeks, if not months, away from being fully accounted for.  Racing Against the Clock As Hurricane Irma headed toward Florida, eviscerating the U.S. Virgin Islands, another storm appeared—Hurricane Jose, not 1,000 miles behind Irma. Due to relief provided in response to Hurricane Harvey, FEMA was running out of money. According to multiple reports, the agency depleted over a billion dollars of its assets in five days, and with looming budgetary deadlines, it was uncertain if FEMA would get the funds it would certainly need in the coming days, as Irma was predicted to make landfall on September 10, 2017. Two Florida Senators, Bill Nelson (D) and Marco Rubio (R), joined in a bipartisan effort to expedite the process in a letter to both Majority Leader Mitch McConnell and Minority Leader Charles Schumer. “FEMA is scheduled to run out of money by Friday, September 8, 2017, just two days before Hurricane Irma is expected to hit Florida,” the letter said. “Unfortunately, the current disaster relief package Congress is considering for Hurricane Harvey does not account for additional costs FEMA will likely incur.” Further, the National Flood Insurance Plan (NFIP) was set to expire at the end of September, in tandem with the Federal Budget. Without revisiting the issue, Irma’s impact could have much longer-lasting impacts on the Florida housing market. Based on the Florida Division of Emergency Management, 1.8 million homes in the state are covered by NFIP. And a lapse of the program, according to the National Association of Realtors (NAR), could devastate future home sales due to consumer hesitance. NAR reports nearly 40,000 home sales were put on hold, due to not only direct concerns about the safety of coastal properties, but storm surge extending inland. “Without flood insurance, our communities are unprotected and at risk, with devastating consequences to people and their lives, homes, and businesses,” said Maria Wells, Florida Realtors President. Florida Governor Rick Scott also took initiative, requesting a pre-emptive declaration of emergency for the entire state, urging immediate evacuation. President Donald Trump approved the request, and Florida braced for impact, as most of its residents fled for, hopefully, dryer land. Immediate ResponsesVirtually every facet of the government, whether under the conservatorship of the Federal Housing Finance Administration, or not, has issued responses to the catastrophes.The Office of the Comptroller of the Currency issued guidelines for banking and regulatory institutions in the event they should close as a result of the storms, and highlighted guidelines to follow in order to remain compliant, as well as to help serve the communities they represent, which include the Community Reinvestment Act, regulatory reporting and publishing requirements, and processes for setting up temporary banking facilities. On the Hill, in the wake of Hurricane Harvey, and in anticipation of Irma’s inevitable landfall, the House of Representatives authorized $8 billion in relief for those affected by a nearly unanimous vote of 419-3. In addition, both of the government sponsored enterprises, Fannie Mae and Freddie Mac, issued a 90-day moratorium on foreclosure proceedings and eviction activities, as well as potential forbearance for borrowers unable to pay. The GSE’s have since then extended that date through December 31, 2017. Freddie Mac also issued a revised bulletin for servicing guidelines, which included reimbursement through September 2018 on the cost of property inspections in eligible disaster zones from the 2017 hurricanes. Servicers will be allowed to grant immediate forbearance to borrowers effected by the storms. The GSE does note that these reimbursements and restrictions only apply to eligible disaster zones as a result of Harvey, Irma, and now, Maria. “It is important for those in the path of the storm[s] to focus on their safety as they deal with the damage caused …” said Carlos Perez, Fannie Mae SVP and Chief Credit Officer. Ginnie Mae, too, has joined the fray by providing expanded loan buyout authority, which include late fee waivers, loan modifications, and foreclosure moratoriums. Loan buyouts include properties that are damaged as a result of the storms or borrowers that are experiencing economic hardship; however, unlike Fannie or Freddie’s guidelines, issuers must request and receive written approval before deferments will be available. Ginnie’s loan buyout plan is set to expire on March 31, 2018.  The Department of Housing and Urban Development (HUD) has also stepped up to the plate since Harvey first struck, outlining their short, intermediate, and long-term goals in providing relief. In the short term, HUD provided immediate assistance to those in FEMA disaster areas, allowing for the payment of motels and hotels to those displace, in addition to providing Federal Housing Administration insurance, which could cover up to 100 percent financing on the cost for borrowers to rebuild or rebuy. HUD’s coverage extends through Texas, Louisiana, Georgia, Florida, and Puerto Rico. Industry UnitedIt wasn’t only the government that took up the helm in relief efforts. Many prominent members of the mortgage and housing industry contributed to ensure a swift recovery. Assurant, a risk management company, in addition to prioritizing claims in hurricane-effected areas, donated $100,000 to the American Red Cross. Proctor Financial held a donation drive in affected areas, and matched all proceeds. Mr. Cooper waived or refunded late fees and held off on negative reporting to credit bureaus. The company’s employees have also personally donated $110,000 to the Red Cross, which Mr. Cooper will match in full. But this is not the first—nor will it be the last—time that the industry will have to deal with the ramifications of such events. When asked about the scope of the devastation as the flood waters recede, Denis Brosnan, President and CEO of DIMONT said, “It’s almost unimaginable. Our company has a long history with these types of storms, and many of our employees were directly involved in the mortgage industry’s response to Katrina. The stories they tell speak to the challenges of assessing damage, communicating with the various folks involved–government officials, insurance companies, etc.–and then the frustration of locating and dealing with contractors to help in the cleanup and repair efforts. This is going to be very challenging for the folks down there, and it will take a long time.”SecureView also made a substantial donation to the Red Cross of $100,000. It’s founder, Robert Klein, remembers the sort of destruction hurricanes have inflicted on the housing market in the past, including Hurricane Katrina and Hurricane Sandy. “In 2005, I witnessed firsthand the level of devastation brought on by Hurricane Katrina, impacting families and entire communities,” he said. “The epic flooding and devastation that Houston is undergoing requires a swift and immediate response from the industry to help all the people displaced by this horrible disaster, and we are happy to do our part.” But regardless of the efforts the industry is making, the most important task to undertake is to remain proactive, rather than reactive. An Uncertain, but Optimistic, Future  The housing market is a deep-seated aspect of the U.S. economy, and the aftermath of these hurricanes will affect more than just the housing market. According to the Federal Reserve’s most recently released Beige Book, the future will indicate just how greatly disruptions in energy production as well as material distribution will affect the economy. A total of 15 refineries shut down in affected regions, and prices rose in freight, lumber and steel, further bringing questions as to whether or not interest rates will rise before the end of the year. For servicers and property preservation managers, however, the immediate focus should to be on the short-term loss mitigation, as well as working together with borrowers toward a common goal: preventing further damage and getting homeowners back into their houses. Particularly in Houston, where flooding is the main cause of damage to a majority of homes, mold can single-handedly ruin a property, put a family on the street, and have further implications on the community, derailing the local housing market. “So, the properties themselves—we know what happens when a property is exposed to mold and not properly treated,” said John Vella, Chief Revenue Officer of Altisource. “The value of the home obviously declines, which declines home values in the local market, which could cause a bubble. Then when it comes to new financing in these hard-hit areas, there will be more risk pricing, which could impact the ability to get loans in those local areas that have a propensity for flooding, propensity for storm damage. That could impact the market as well.” Wes Iseley, Director of Carrington Holding Company, believes that the current state caused by the hurricanes is something the industry has never seen, and requires cooperation, as well as an audible from the usual guidelines and modes of operation. One major concern, especially in the Houston area, is the chance of families abandoning their properties all together. “I’m really glad to see that the community itself, in Texas, especially, has kind of pulled together and you see that everyone is working together, and the whole community has come to take out the drywall, get everything out. So, I think that’s really positive. I think that for some people, it’s questionable—it’s a little bit challenging. I think there’s going to be some abandonment, but I think you’re seeing all the servicers, all the agencies come together to try to solve the situation.” Looking forward to the end of foreclosure moratoriums, and the time when the industry is going to have to start dealing with the financial fallout of Harvey and Irma, Iseley is confident in the future outlook. “I think the industry is better prepared than it ever has been, compared to 10 years ago. The loss mitigation solutions and waterfalls and everything else—people know how to address that, so hopefully, our priority is keep the customer in the home.” Brian Montgomery, recent President Trump nominee to head the Federal Housing Administration, spoke on the matter at the 2017 Five Star Conference and Expo in Dallas, Texas, outlining his thoughts on how the industry should approach solutions. The first phase is, first and foremost, rehousing those displaced, while also assessing capital losses. Then the industry needs to start thinking about rebuilding, along with restoration efforts. “It is an understatement to say the amount of damage is massive,” Montgomery said in his speech. How will these hurricanes further impact the mortgage industry? According to experts, the answer will be highly based on region. “From the forecasts it appears that the damage from Irma will more generally stem from wind damage, whereas Harvey, like Katrina, has come to be known for the flooding it caused. That significantly changes the damage analysis and remediation processes. It appears that the seriously-affected areas of Irma will be spread over a much wider geographic area– potentially several states. Obviously, that increases the number of affected loans and local economies involved,” Brosnan said. A Word of Warning  While the immediate effects of the two hurricanes are vastly different in the ways the industry must go about remedying them—Harvey with flood damage, Irma with wind damage—there is one recent example that has skirted mainstream media, and the housing industry’s attention, and that is the effects of Hurricane Maria. Hurricane Irma was expected to envelop the state of Florida, but changed trajectory in its final days before making landfall, sparing much of the Florida mainland from the most violent parts of the storm. This wasn’t the case for Hurricane Maria, which brought Irma-force winds and Harvey-level flooding to Puerto Rico that have been described by officials as “near apocalyptic.” Governor of Puerto Rico, Ricardo Rosselló, has warned that the island could be facing a humanitarian crisis. Hurricane Harvey and Irma were unprecedented, and there’s nothing to say that the future won’t hold additional unexpected crisis. If industry experts agree on one thing it’s this: unity, rather than division, will help weather the storm. Related Articles Data Provider Black Knight to Acquire Top of Mind 2 days agocenter_img Servicers Navigate the Post-Pandemic World 2 days ago Data Provider Black Knight to Acquire Top of Mind 2 days ago The Best Markets For Residential Property Investors 2 days ago Governmental Measures Target Expanded Access to Affordable Housing 2 days ago hurricane harvey Hurricane Irma Hurricane Maria 2017-10-03 Joey Pizzolato Sign up for DS News Daily Servicers Navigate the Post-Pandemic World 2 days ago The Best Markets For Residential Property Investors 2 days ago October 3, 2017 1,642 Views Charting the Path Forward Home / Daily Dose / Charting the Path Forward Subscribelast_img read more

Main Evening News, Sport and Obituaries Wednesday March 4th

Main Evening News, Sport and Obituaries Wednesday March 4th

first_imgAudioHomepage BannerNewsPlayback By News Highland – March 4, 2020 Facebook Previous articleManchester fight on the cards for Jason QuigleyNext articleMan sentenced to 12 months at Donegal District Court for shoplifting News Highland Twitter Main Evening News, Sport and Obituaries Wednesday March 4th:Audio Playerhttp://www.highlandradio.com/wp-content/uploads/2020/03/04news.mp300:0000:0000:00Use Up/Down Arrow keys to increase or decrease volume. DL Debate – 24/05/21 RELATED ARTICLESMORE FROM AUTHOR Pinterest Google+ Journey home will be easier – Paul Hegarty Main Evening News, Sport and Obituaries Wednesday March 4thcenter_img Harps come back to win in Waterford FT Report: Derry City 2 St Pats 2 WhatsApp WhatsApp Google+ Facebook Derry draw with Pats: Higgins & Thomson Reaction Pinterest Twitter News, Sport and Obituaries on Monday May 24thlast_img read more

Hulk Hogan got an unauthorized ride from airport by Chicago Police officer, officials say

Hulk Hogan got an unauthorized ride from airport by Chicago Police officer, officials say

first_imgHulk Hogan/Facebook(CHICAGO) —  The Chicago Police Department has opened an internal investigation into what it says was an unauthorized ride former professional wrestler Hulk Hogan was allegedly given from an officer at the airport.On Aug. 2, Hogan, whose legal name is Terry Bollea, posted a video to Facebook Live showing him sitting in the front seat of a patrol car driven by a uniformed officer as he left Chicago O’Hare International Airport.“My Uber’s got a siren,” he joked.The video was taken by Hogan’s manager, Jimmy Hart, ABC Chicago station WLS-TV reported. A row of parked planes could be seen through the windshield of the car.“We loved Chicago PD,” Hart said.The escort was not authorized by the department, and airport operations Cmdr. Thomas O’Brien “had no knowledge that it was taking place,” Chicago Police Chief Communications Officer Anthony Guglielmi said in a statement.The video, which was later removed from Facebook, was brought to the attention of Chicago Police Superintendent Eddie Johnson this week and is of “significant concern,” Guglielmi said.Department officials are in the process of revoking credentials for the officer to operate a vehicle on airport grounds pending the internal investigation into him and airport supervisors, Guglielmi said.Later that night, Hogan posted a video of him shaking hands with Dennis Rodman at dinner.“Good night with the boys in Chicago!” he wrote.Additional information was not immediately available.Copyright © 2019, ABC Radio. All rights reserved.last_img read more

Ole Miss student’s suspected killer indicted on capital murder charge

Ole Miss student’s suspected killer indicted on capital murder charge

first_imgWATN-TV(OXFORD, Miss.) — An Ole Miss student accused of killing his 21-year-old classmate was indicted Friday on a capital murder charge.A Lafayette County, Mississippi, grand jury alleges Brandon Theesfeld, 22, shot and killed Alexandria “Ally” Kostial while kidnapping her, according to the indictment filed Friday.Kostial, a St. Louis native studying marketing at Ole Miss, was on campus for summer school when she was killed in July.Theesfeld was arrested days after Kostial’s body was discovered in Harmontown, Mississippi, which is several miles from the Oxford campus.Theesfeld was suspended from Ole Miss after his arrest.A motive has not been released, and Theesfeld’s attorneys said he will enter a not guilty plea.At a bond hearing last week, Theesfeld’s defense attorneys withdrew their request for bond and requested that Theesfeld undergo a psychological evaluation at a state hospital.Copyright © 2019, ABC Radio. All rights reserved.last_img read more

Interannual variability in krill abundance at South Georgia

Interannual variability in krill abundance at South Georgia

first_imgInterannual variability within the pelagic marine environment around South Georgia is a well-recognised phenomenon. A key aspect of this variability is interannual fluctuation in the abundance of Antarctic krill Euphausia superba. Here we describe a new acoustic survey programme to monitor krill abundance in the South Georgia region. We present biomass estimates for 2 survey boxes, located over the shelf-break to the northeast and northwest of the island, derived from the first of these surveys conducted in January 1996. We contrast these with the most recent previous estimates for the region obtained in January 1994. Weighted mean krill density (and weighted variances) estimates for the 1996 surveys were 40.57 g m-2 (13.37) and 26.48 g m-2 (54.30) for the eastern and western boxes respectively. These are high compared with those obtained in January 1994, when estimates for similar areas were 1.87 g m-2 (0.14) and 7.43 g m-2 (1.33) respectively. The greater than 20-fold difference between surveys reveals a very large interannual variability in krill abundance at South Georgia. In 1994 the low abundance resulted in greatly reduced breeding success in most habitual krill predator species there. In the 1996 season, however, breeding success of these species was normal. Instantaneous estimates of krill abundance using acoustic techniques are therefore consistent with measurements from predators, whose breeding performances provide a longer-term indication of prey abundance in the surrounding pelagic ecosystem in a particular season.last_img read more

Cooper Energy’s Sole gas field offshore Australia enters final commissioning phase

Cooper Energy’s Sole gas field offshore Australia enters final commissioning phase

first_img The Orbost Gas Plant is being upgraded to process gas from the Sole field. (Credit: gloriaurban4 from Pixabay) Australian firm Cooper Energy has announced the start of gas flow from the Sole gas field located offshore Victoria, Australia to the onshore processing plant, marking a critical milestone for the second and final commissioning phase.Located in water depths ranging between 120m and 130m in the Gippsland Basin, the field lies 65km away from the onshore Orbost Gas Processing Plant.The transferred gas is being used to commission the plant’s raw gas processing facilities.Orbost Gas Plant to produce 68TJ/dayOwned by APA Group, the Orbost Gas Plant has been undergoing an extensive upgrade with an investment of A$250m ($177.5m). It will have the capacity to produce 68TJ/day, once all construction work is completed.Production at the field is expected to increase gradually as the final commissioning phase progress towards completion, Cooper Energy noted.The firm said in a statement: “Satisfaction of the commissioning activities will enable commencement of gas supply from Sole to the customers under long term contracts.”The Sole gas field will have the capacity to produce 25 petajoules (PJ) per annum gross over a period of eight years.Last year, Cooper Energy signed an agreement with Visy for the supply of 7.6 PJ of gas from Sole field for a three-year period, with an option to extend for further three years.Visy is privately owned packaging and resource recovery company. It operates more than 120 sites across Australia, New Zealand and Thailand.Commenting on the deal, Cooper Energy managing director David Maxwell said: “Visy joins O-I Australia as the second large industrial manufacturer supplied by Cooper Energy. We are delighted to add another industrial user of gas to our customer portfolio under a multi-year supply agreement.” The gas from the Sole field is being used to commission the onshore gas processing plant’s raw gas processing facilities last_img read more